FTMO is the long-established benchmark; FundingPips is the low-cost challenger. Both run a 2-step evaluation with a 10% static maximum loss and no time limit. The differences are in price, payout terms and platforms.
Side by side
| FundingPips (2-Step) | FTMO (2-Step) | |
|---|---|---|
| Profit targets | 8%, then 5% | 10%, then 5% |
| Daily loss | 5% | 5% |
| Max loss | 10% static | 10% static |
| Minimum days | 3 per phase | 4 |
| Time limit | None | None |
| 100K price | $529 list | See FTMO’s site |
| Profit split | 60% weekly, 80% bi-weekly, 100% monthly | 80%, up to 90% with scaling |
| Payouts | Weekly, bi-weekly or monthly | On demand after 14 days |
| Platforms | MT5, cTrader, Match-Trader, TradeLocker | MT4, MT5, cTrader, DXtrade |
| Our rating | Not yet rated | 4.8 / 5 |
Rules as summarised in our reviews and checked November 2, 2026. Prop firm rules change often, so confirm them on each firm’s site before you buy.
Which to choose
Choose FundingPips if you want a low-cost challenge, you want a lower phase-1 target (8%) or you trade on TradeLocker. Note that the split depends on how often you withdraw, and funded accounts have news restrictions.
Choose FTMO if you value a long track record, MT4 or DXtrade, and a simple 80–90% split with on-demand payouts.
Read the full FundingPips review and FTMO review, or compare FTMO vs FundedNext.
FundingPips vs FTMO FAQ
How much does a $100K FundingPips challenge cost?
Which has the easier target?
Which pays a higher split?
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